13th International Workshop on Pension, Insurance and Saving May 20, 2015 at Paris Dauphine, 28-29 May 2015; Flavia Coda Moscarola and Mariacristina Rossi will present a paper at the conference http://active-asset-allocation.com/wp-content/uploads/2015/05/Program_International_Pension_Workshop_12May2015.pdf