“Credit Access and Approval”

by Stefania Basiglio, Paola De Vincentiis, Eleonora Isaia, Mariacristina Rossi, CeRP WP 189/19

This work focuses on the credit access and credit demand of Italian firms using a sample representative of Italian firms. We investigate whether the gender of the decision-maker of the firm affects the demand for credit and we focus on regional differences in credit access and denial. Results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders.

published May 2019